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Finance & FinTech Development Service
Finance & FinTech · PCI-aware since 2012
Software that moves money and proves it.
We design, build and ship compliant financial software — payments, lending, trading, KYC/AML and RegTech — wired to your core and your regulators. Senior teams, sprint-based delivery, measurable outcomes.
4.9/5 · 180+ teams shipping with our engineers · NDA on request
Industry challenges
The realities of building,
fintech , software today.
In finance, money is the target and the regulator is watching — a single breach runs into the millions plus mandatory disclosure, and one compliance gap can pull a licence. Most builds bolt compliance on late instead of designing for it.
01
Reconciliation that never ties out
Payments, ledgers and core-banking systems disagree, and finance teams chase the difference by hand at every close.
Industry impact
Late closes, every single month
02
Compliance, and it's not optional
PCI DSS, SOC 2, AML/KYC and audit trails add months to a build — and a single gap can stop you shipping or trading.
Industry impact
Months added before you can ship or trade
03
Manual KYC & onboarding drop-off
Manual identity checks and document uploads stall onboarding, false-positive alerts pile up, and applicants abandon halfway.
Industry impact
Paid-for applicants lost at the last step
04
Fraud & account takeover
Every flow that moves money is a target — card fraud, ATO, synthetic identity — and each false positive costs you a good customer.
Industry impact
Every loss costs more than the loss
05
Legacy cores, real-time expectations
COBOL cores, batch settlement and on-prem ledgers must coexist with instant payments, mobile and API-first partners.
Industry impact
Modernization stalls while rivals ship
Five fintech solutions proven in production.
Each solution is a fixed-scope build with a clear timeline, a named finance-domain lead, and outcome targets we sign off on before kickoff.
RNVIP — Nationwide Travel-Nurse Marketplace
Projects Tags
Agency matching
Technology Tags
WordPress
OCP — Obesity Care Provider Locator
A nationwide healthcare directory built for the Obesity Action Coalition — connecting people with vetted, ABOM-certified obesity care providers near them. We built the zip-code + radius provider search, the interactive Google Maps locator with live pins, the multi-step “Get Listed” application form for providers, and the ratings & filtering system patients use to compare doctors by specialty, insurance, and certification.
Projects Tags
Provider directory
Interactive map search
Provider onboarding form
Ratings & reviews
Specialty filtering
Technology Tags
WordPress
Google Maps API
Zip radius search
Multi-step forms
Provider database
Compliance & security
PCI DSS
Build-to
SOC 2
Build-to
ISO 27001
2022 · Certified
ISO 9001
2015 · Certified
GDPR / CCPA
Compliant
WCAG 2.2
Accessible checkout
FINTECH TECH STACK
The stack that meets financial and regulatory bars.
We pair modern web + AI tooling with healthcare-specific protocols and integration partners — nothing off-the-shelf where compliance matters.
ISO 20022
SWIFT
ACH / NACHA
SEPA
FIX
EMV
Open Banking
Stripe
Adyen
Plaid
Marqeta
Modern Treasury
Dwolla
Core-banking APIs
GPT-4o
Claude
Fraud ML
Risk scoring
Document AI
Databricks
Feature stores
AWS
Azure
GCP
Kubernetes
Terraform
Vault
HSM / KMS
Tokenization
PostgreSQL
Double-entry ledger
Event sourcing
Kafka
Snowflake
Immutable audit log
React · Next.js
React Native
TypeScript
Tailwind
Radix UI
Storybook
Outcomes
Measured against the numbers that matter.
Every fintech engagement is signed off against 3–4 outcome metrics agreed on Day 0. Here is the rolled-up average across the last 24 months.
47%
Fraud caught
false positives cut · flagged before funds move
10 min
Onboarding time
KYC from days to minutes
$2.1M
Avg revenue
cost impact · per engagement
95%
Extension rate
after the first contract, 95% of teams stay
Delivery process
From discovery to
pilot in 12 weeks.
A finance-grade, sprint-paced process. Compliance is baked in from Day 0 — not bolted on before launch.
01
Discovery & compliance scoping
Two-week discovery: data flows, the rails you touch, the frameworks you answer to, and the audit trail you’ll need to prove.
02
Architecture & UX
Ledger model, tokenization, access control and integration design — the security decisions made up front, not patched later.
03
Build & validate
Sprint delivery with weekly demos, reconciliation checks and security testing built into the pipeline, against your data.
04
Discovery & compliance scoping
A monitored pilot, plus documentation, a compliance checklist and evidence your auditors and partners will accept.
FAQ
The fintech questions we get most.
Still curious? Book a 30-min call with our fintech delivery lead — compliance-fluent, integration-ready, no sales rep in sight.
How do you handle PCI DSS and financial-data compliance from day one?
Every engagement starts with a compliance and data-flow scope: what data you touch, which rails and regulators are in play, and where sensitive data can and can’t live. We design tokenization, least-privilege access and audit logging into the architecture from Day 0 — and we’re ISO 27001 and 9001 certified ourselves, audited annually, so the process around your data is audited too.
Can your solutions integrate with our core banking or payment rails?
Yes — card networks and processors (Stripe, Adyen, Marqeta), bank data (Plaid, Open Banking), payment rails (ACH/NACHA, SEPA, SWIFT, ISO 20022) and core-banking APIs. Where a system has no clean API, we build the integration rather than force a fragile workaround.
How do you handle fraud, KYC and AML?
We build KYC/AML into onboarding (identity verification, screening, risk scoring) and fraud detection into the money-movement flows — tuned to cut false positives, because a blocked good customer costs as much as a missed bad one. Rules where the process is fixed, ML where it needs judgment.
How long does a typical fintech solution take to build?
A focused pilot typically reaches production in about 12 weeks; a larger build depends on the rails and compliance surface. We scope it fixed before we start, with compliance lead time built into the plan rather than discovered at the end.
Do you have finance-domain experts on the team?
Yes — senior engineers who’ve built payments, ledgers, trading and compliance systems, so the delivery lead speaks reconciliation and audit trails, not just code.
Build fintech software worth shipping.
Send your brief — a fintech delivery lead replies within 24 hours with a scoped plan, a compliance checklist and a fixed timeline.
- 30-min call with a delivery lead + finance-domain expert
- Data-flow + integration map for your scope
- Compliance checklist (PCI DSS · SOC 2 · AML/KYC)
- Reference architecture diagram — yours to keep
- Two fintech case studies from your subsector
